You had a fire, Now what do you do?
The insurance adjuster will want you to sign a contract with a local restoration contractor that he works with daily. Why is this bad? Why does this cost you too much?
The local contractor will tell you that if you sign with him, he will work with the adjuster and get paid from the insurance company directly. In other words the adjuster and the contractor control the money. This is NEVER good.
Think of the insurance loss the same as you would building a new home or doing a major remodel on your home.
You would not go to one contractor and just give them an open checkbook.
You would first get multiple estimates. These estimates would be from contractors that came highly recommended by people you know. Not just from an adjuster that is loyal to the insurance company and to that contractor. You would make sure you agreed to the scope of the work. What work YOU are going to pay them for. That’s right YOU are going to pay them. This is your money says Troy Payne. The insurance policy is a contract and it says that when you have a covered loss the insurance company will pay YOU! Then you get the repairs done. Pick a contractor that is on your side that your friends and relatives recommended.
We will meet with you free of charge and educate you as to the process, explain to you the do’s and more importantly the DONTS!
We will review your policy with you free of charge. After our consultation if you feel you need our help we will be glad to assist you. If you feel you can handle the claim yourself you will be better educated to do so
Time is very important! Take the time to learn and contact us to meet with you.
